RETP080 Retirement Planning for Couples with an Age Gap: Practical Insights & Strategies (Part Two) (952 words)

In part two of this two-part series, we follow Sarah and John, a couple with a 13-year age gap, as they navigate the complexities of retirement. Their story offers practical insights and strategies to help couples align their goals and build a retirement plan that reflects their shared vision for the future.

When you meet the love of your life, it’s natural to imagine growing old together. But what many couples don’t consider are the practicalities of how that journey will unfold. For couples with a significant age gap, retirement planning can bring unique challenges, requiring extra care to align differing goals, timelines, and priorities.

Take Sarah (55) and John (68), for example. John was ready to retire and explore the world, while Sarah still felt invested in her career. They had differing timelines, energy levels, and concerns about long-term financial security. Instead of avoiding tough conversations, they leaned into them, and together they