A very insightful article that provides some reminders for sensible investing during market downturns.

In recent years, market volatility has once again tested the nerves of investors. From the post-COVID recovery to ongoing geopolitical tensions, persistent inflation, and rising interest rates, many are questioning how best to position their investments for the future. For retirees, the challenge is even greater, finding reliable income while preserving capital isn’t easy in this kind of environment. And with super balances under pressure and living costs on the rise, many are starting to question whether their money will go the distance.

It’s no secret that investing successfully requires patience, clear goals, a long-term view and sound financial advice; however in times of uncertainty it can be easy to forget these principles.

Here are some other key investment concepts to keep front of mind:

A detailed description of exactly what recessions are and how they impact the Australian share market.

When the media starts reporting higher interest rates and spiralling price rises, their next story will almost certainly scream the impending doom of a possible economic recession.

But what exactly is a recession and is it all bad news for local share market investors?

Most commentators believe a ‘technical recession’ occurs when there have been two consecutive quarters of negative growth in real gross domestic production or economic output, but there really is no strict definition. It’s more just a time when unemployment increases and growth falls.

Our latest quarterly economic update includes commentary on the war in Iran and its impact on oil prices, interest rate increases, inflation pressures, market performance and cost of living challenges.
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The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil prices surged past US$100 per barrel, and inflation roared back to life. Central banks pivoted sharply from cutting rates to raising them. For Australian households, that has so far meant two consecutive rate hikes and a stark reminder that the cost of living battle is far from over.

Geopolitical Risk: The Iran War and Oil Crisis