It seems to arrive earlier and earlier every year. Just when you thought Christmas was only weeks ago, suddenly it’s only weeks away! While children count down the days, Christmas for many adults can be a difficult time.
The stress involved in organising and preparing meals, buying gifts or arranging a Christmas party can have the opposite effect to what most of us would like to achieve at this time of year. And the financial anxiety that can eventuate when credit card bills arrive in January can be a most unwelcome reminder.
The good thing is that you get another chance each year to do things differently so you can have a different and much better Christmas this time around. Here are some ideas:
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