Are you sitting on a huge pile of frequent flyer points that you are struggling to redeem? How much are they really worth, and is it worth the effort (and cost) of collecting them? Find the answers here.

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The average Australian is sitting on a balance of 73,000 frequent flyer points, according to a 2025 survey. About a quarter of those surveyed used their points for travel occasionally, but didn’t keep track of their balance, while 18% said they rarely redeemed them, and 15% didn’t understand how frequent flyer programs worked.

Clearly, there’s a lot of confusion about collecting points, using points and their true value. Let’s remedy that.

Collecting points

Although purchasing flights (and to a lesser extent hotel accommodation) is the traditional way to earn points, this only works well for regular business travellers. Most Australians accumulate points via credit card spending and other shopping, including converting Coles Flybuys and Woolworths Rewards Points into frequent flyer points.

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Travel insurance can be a lifeline when facing the unpredictability of travel. This article discusses the common misconceptions many of us have with travel insurance, reiterates the importance of understanding exclusions, and includes two case studies.

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Lost luggage, medical emergencies, travel disruptions, theft—these are the unexpected surprises that can accompany travelling.

While they can be difficult enough to manage in the comfort of your own home, they become even more daunting when in a foreign country.

To keep your holiday truly stress-free and enjoyable, consider travel insurance as your secret weapon. It acts as a financial safety net, ensuring you can tackle unexpected situations with confidence and ease.{snippet title="Article Subscribe Message"}{/tabs}

This article examines a real-life case to reveal how caregivers juggle financial pressures and emotional challenges. It stresses the importance of caregivers looking after their own well-being, offering practical advice on accessing vital financial assistance.

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Caring for a loved one can be deeply fulfilling but brings its fair share of challenges too – as Laura discovered.

When her mother Shelly had a stroke, she didn’t require a nursing facility, but could no longer live alone.

Laura was working part-time while studying a Bachelor of Dental Surgery and dreaming of one day opening her own boutique dental practice. She assumed that moving home to care for Shelly wouldn’t greatly affect her career plans, and, in fact, giving up her rental accommodation would save money.

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This article takes a look into the importance of work/life balance and burnout, including strategies for people experiencing burnout to help restore balance. {tab title="Introduction"}

Dolly Parton once said, 'Don't get so busy making a living that you forget to make a life'…

And we couldn't imagine a sentence that more perfectly sums up the importance of work-life balance.

While we will likely never learn the true meaning of life, a great place to start might be to take guidance from those who've lived. {snippet title="Article Subscribe Message"}{/tabs}

In this article we take a look at why your financial success isn’t just a numbers game and five changes you can make today for a more successful relationship with your money!

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Money, finances, investments… it is easy to see why, logically, financial success could be considered a numbers game. However, real financial success requires much more than just numbers that work.

It also requires passion, interest, determination, commitment, perseverance, optimism, resilience and more. This is why mindset is such a critical ingredient to the financial success equation.

Here are five steps you can take to improve your mindset and create a more successful relationship with your money today:

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This article explains what a carbon footprint is and provides details on how your personal carbon footprint can be calculated. It concludes with some simple tips to help reduce your carbon emissions at home.

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Ignoring all of the politicising of climate change and carbon emissions, have you ever actually wondered what a carbon footprint is?

A simple explanation

Human activity is increasing atmospheric levels of known greenhouse gases such as carbon dioxide and methane. These form a blanket around the earth trapping heat, a process known as the ‘greenhouse effect’, which experts believe is linked to global warming and climate change.

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Travelling the world and seeing the sites is an expensive endeavour, particularly when young. This article explains how working abroad can help you live the work-life-travel dream.

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Michael was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.”

What followed changed Michael’s life forever as he successfully completed the organiser’s training program, and embarked on a year of living and working in Japan.

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This article explains why a growing number of Australians are choosing to return to study as mature-age students. We have included two case studies that help discuss the benefits and study opportunities available.

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A growing number of Australians are choosing to return to study as mature-age students. Perhaps caught in the hamster-wheel of mortgage and family, furthering their education wasn’t an option when they were younger.
But that was then.

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This article identifies some popular opportunities for building passive income. It includes brief tips and warnings for making the most of this popular trend.

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A simple guide from an earlier era suggested eight hours for sleeping, eight hours for work and eight hours for leisure. Nowadays work seems to take up more than its fair share and many people might be seeking a way to maintain or increase their income without increasing their working hours. Creating passive income is one way of achieving this goal.

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This article is aimed at anyone who sits too much – and that’s nearly everyone! It discusses the consequences of a sedentary lifestyle, while offering suggestions for fitting more incidental movement into each day.{tab Introduction}

Do you have a twelve-a-day habit? We’re talking seated hours, not cigarettes, although recent studies indicate that sitting too much and moving too little can be just as bad for your health.

The Victorian Government’s Better Health website suggests that sitting is the new smoking, and plenty of studies are backing up the claim. According to government stats, more than 60% of us do less than the recommended 30 minutes of daily exercise.

But it’s not just structured exercise we’re lacking...

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