This article provides five simple steps to conduct a health check on your superannuation. These steps empower the reader to take control of their super and ensure it aligns with their financial goals.

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Ensuring the health of your superannuation is paramount for securing your financial future. Just like an annual physical examination, conducting a regular "Super Health Check" can help you optimise your retirement savings and protect your financial well-being.

By following these five simple steps, you can take control of your superannuation and ensure it aligns with your goals and circumstances.

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In this article, we explore fun and engaging ways to introduce your children to the concepts of superannuation and investing via three different learning activities.

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Among the many financial concepts we juggle as adults, superannuation stands out as the cornerstone of retirement planning in Australia.

Yet, the term 'superannuation' often brings to mind a maze of complex terms that many find daunting.

This article provides ways you can transform superannuation from a puzzling concept into an exciting part of your child's financial education.

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This article explores superannuation for the self-employed, defining who a self-employed person is, and highlighting the shocking statistics on how few contribute to super. It also provides insights into the benefits of super for the self-employed and uses a simple roadmap to explain how to get started.

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When you're at the helm of your own business, it's easy to get caught up in the whirlwind of the present – chasing sales, generating leads, and growing your business. Often, self-employed people prefer reinvesting back into their businesses, hesitant to stash money away in superannuation. Yet, there's a compelling case for setting aside a slice of your earnings.

The facts don’t lie

At present, self-employed Australians are not required to contribute to superannuation.

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In this article we cover five steps you can take to boost your super and make sure your divorce doesn’t derail your financial future. {tab title="Introduction"}

Found yourself separated and suddenly single later in life? Life often has different plans for us than we may have imagined.

Life after divorce (or separation) might bring with it a whole range of new things, including the need to rediscover yourself, dipping your toe back in the dating pool (hellooo Tinder) and revisiting your plans for the future, in particular, your financial plans.

An essential financial aspect to consider here is your superannuation and retirement plans to make sure you are on track and not at risk of struggling in your later years.

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The super guarantee (SG) is the minimum percentage of ordinary earnings that employers must contribute to superannuation for their eligible employees.

After years being stuck at 9.5% the SG rate is on the move again. It increased from 9.5% to 10% on 1 July 2021, and will increase by a further 0.5% each year until it reaches 12% from July 2025.

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As the COVID-19 virus took a sledgehammer to the economy, the federal government rapidly introduced a range of initiatives to help individuals who lost income as a result of the measures taken to control the virus.

One of those initiatives was to allow qualifying individuals access to a portion of their superannuation to help them meet their living costs. Withdrawals are tax free and don’t need to be included in tax returns. Most people can withdraw up to $10,000 in the 2019/2020 financial year and up to a further $10,000 in the 2020/2021 financial year.

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This article answers 5 frequently asked questions about superannuation.

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If the ins and outs of superannuation leave you confused, the answers to these frequently asked questions will help you understand the basics.

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So many people ignore their superannuation statements and don’t realise the benefits of checking them on a regular basis. This article explains what to look for and what to do if changes are required.{tab Introduction}

Superannuation statements. Boring, right? But if, like many people, you toss your annual super statement in a drawer or hit delete, you could be depriving yourself of many thousands of dollars just when you need it. So it’s worth the small effort to take a closer look at your superannuation statement. If everything is in order, you’ll get a warm glow from watching your nest egg grow. Conversely, a quick check of your statement may reveal some of the common problems that occur with super; and the sooner these are fixed the quicker your savings can increase.

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With so many changes to super in recent times, comparing to the past can be confusing for your readers. Focusing on the present, this article starts afresh giving an overview of the current superannuation contribution options.

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Despite frequent changes to its governing rules, superannuation remains, for most people, a tax-effective environment in which to save for retirement. Here’s a quick Q&A on the what, why and how of contributing to superannuation from this point on.

A successful super contribution strategy can mean the difference between looking forward to retirement and dreading it. This article is provided as an overview. Super is a complex area and further rules apply in some situations. Getting things wrong can be costly so talk to your qualified financial planner, and get the right advice on the best ways to boost your super.

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This article explains how investing in assets such as shares contributes to movements in superannuation fund balances. It answers a common question as simply as possible.{tab Introduction}

If you pay close attention to the value of your superannuation fund, and if, like most people, your money is spread across the main investment classes, you would have noticed that your retirement savings can both rise – and fall - in value. This can lead to some nervous times, particularly if you are close to or already in retirement.

What causes these ups and downs and can you do anything about them?

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